Financial Input

Input details for the financial transaction.
Root XML tag
<financials>
JSON example
{
  "financials": [
    {
      "borrowerClosingCostAmt": 95956,
      "counselingAgencyProviderName": "Test provider",
      "counselingCompleteBorrName": "BR1",
      "counselingCompletionDate": "2019-10-31T19:00:00.000Z",
      "creditFromSeller": 33342,
      "discountPointCostAmount": 59586,
      "estFirstMortgagePayment": 459677,
      "estHomeownerInsurancePayment": 35521,
      "estMortgageInsurancePayment": 2424555,
      "estOtherDuesPayment": 24354,
      "estOtherPayment": 323231,
      "estPropertyTaxesPayment": 422556,
      "estSubordinateLienPayment": 35453,
      "estSuppPropInsurancePayment": 44959,
      "extendedFields": [],
      "externalId": "af7e7c76-33ac-4005-b377-4b4663a49ec9",
      "financeMortgageInsuranceAmt": 353,
      "hasCompletedCounseling": true,
      "hasHomeownerEducation": true,
      "homeEdCompletedBorrowerName": "BR1",
      "homeownerEdCompleteDate": "2019-10-24T19:00:00.000Z",
      "homeownerEdFormat": "Attended Workshop in Person",
      "housingCounselingFormat": "Face-to-Face",
      "hudApproveAgencyId": "12344",
      "hudApprovedProviderId": "3532",
      "landAcquiredSeparatelyAmount": 2040,
      "loanAmtExclFinMortgageInsurance": 33345,
      "name": "Fin1",
      "otherCredit": 2242,
      "otherNewMortgageLoanAmt": 253535,
      "outstandingLoanAmount": 24505056,
      "purchasePriceAmount": 150000,
      "remodelAndRepairsAmount": 3040
    }
  ]
}
Properties
Name Type Description Required or Optional Available Version
borrowerClosingCostAmt Double Total closing costs due from borrower, including prepaid and initial escrow payments. Optional 48.0
counselingAgencyName String Counseling provider's name if agency isn't HUD approved or if Housing Counseling Agency ID is unknown. Optional 48.0
counselingAgencyProviderName String Education provider's name if agency isn't HUD-approved or if Housing Counseling Agency ID is unknown. Optional 48.0
counselingCompleteBorrName String Name of borrower or borrowers who completed housing counseling. Optional 48.0
counselingCompletionDate String Date borrower completed housing counseling. Optional 48.0
creditFromSeller Double Total amount of closing costs due from seller. Optional 48.0
discountPointCostAmount Double Total cost of discount points purchased by the borrower due at closing. Optional 48.0
estFirstMortgagePayment Double Proposed monthly first mortgage payment for loan application property, including principal and interest. Optional 48.0
estHomeownerInsurancePayment Double Proposed monthly payment for homeowners insurance on application property. Optional 48.0
estMortgageInsurancePayment Double Proposed monthly mortgage insurance payment on application property. Optional 48.0
estOtherDuesPayment Double Proposed total monthly payment on application property for payments like homeowners association, co-op, condo, or planned unit development dues. Optional 48.0
estOtherPayment Double Proposed total monthly payment for other housing expenses on application property. Optional 48.0
estPropertyTaxesPayment Double Proposed monthly payment for real estate taxes on application property. Optional 48.0
estSubordinateLienPayment Double Proposed total monthly payment for other mortgages or liens on loan application property, including principal and interest. Optional 48.0
estSuppPropInsurancePayment Double Proposed monthly payment for supplemental property insurance like flood, earthquake, or umbrella policies on application property. Optional 48.0
extendedFields Extended Fields Input[] Custom fields related to the transaction. Optional 48.0
externalId String Identifier assigned to imported financial data by external data source (if applicable). Optional 48.0
financeMortgageInsuranceAmt Double Total amount of financed mortgage insurance or financed mortgage insurance equivalent. Optional 48.0
hasCompletedCounseling Boolean Indicates whether one or more borrowers completed housing counseling within the last 12 months. Optional 48.0
hasHomeownerEducation Boolean Indicates whether one or more borrowers completed homeownership education within the last 12 months. Optional 48.0
homeEdCompletedBorrowerName String Name of borrower or borrowers who completed homeownership education. Optional 48.0
homeownerEdCompleteDate String Date borrower completed homeownership education. Optional 48.0
homeownerEdFormat String Indicates the format of homeownership education attended by borrower. Optional 48.0
housingCounselingFormat String Indicates the format of the housing counseling completed by borrower. Optional 48.0
hudApproveAgencyId String Home counseling provider's Housing Counseling Agency ID if agency is HUD-approved. Optional 48.0
hudApprovedProviderId String Homeownership education provider's Housing Counseling Agency ID if agency is HUD-approved. Optional 48.0
id String ID of the loan application financial. Optional 48.0
landAcquiredSeparatelyAmount Double Price of land if purchased separately from the building or structure. Optional 48.0
loanAmtExclFinMortgageInsurance Double Loan amount excluding financed mortgage insurance or financed mortgage insurance equivalent. Optional 48.0
name String Name of the loan application financial. Optional 48.0
otherCredit Double Total amount of all purchase credits like borrower credits, credits from third parties, and non-cash seller credits. Optional 48.0
otherNewMortgageLoanAmt Double Total amount of other new borrower mortgages, both first lien and subordinate lien, on the application property. Optional 48.0
outstandingLoanAmount Double Total amount of all mortgage loans on application property to be paid off by refinance loan. Optional 48.0
purchasePriceAmount Double Purchase price for the property. Optional 48.0
remodelAndRepairsAmount Double Cost of any alterations, improvements, and repairs on the property. Optional 48.0