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Is Developing IOS Application Difficult?
I am now considering getting into creating iPhone Applications. But I need to ask first this Question! How difficult it is? I have previously heard about it that anyone even younger people below 20 age can develop application? True? I am not trying to be super smart but anything people can teach me I can learn I have little knowledge of programming including PHP, JAVA CSS. So what to do approaching an iPhone app development company (http://www.socialcubix.com/iphone-app-development) would be a best idea?

Many people below 20 have already developed many iPhone apps and already employed in one of the top iPhone app development company https://www.appaustic.com/iphone-app-development and you can also learn it from online platforms as well get some certificates.

Yes now there are plenty of tools available which helps to create IPhone application quite easily. You just need to focus on the right tools you can also approach to ios app developer (https://www.ingic.ae/ios-app-development/) so that can get your desired results quickly.
Developing a Mobile App is no doubt a challengeable business. But clear problem analysis and effective planning can make you work easily. You can take some hints from this Article: https://www.branex.com/blog/build-your-first-mobile-app-in-12-simple-steps/

Absolutely not. It totally depends on the company, agency, or developer you are choosing. Also, it also depends upon your requirements as well. I have built my iOS app through Trank Technologies, an iOS app development company (https://tranktechnologies.com/app-development-company/ios-app-development) that helped me to build my business app.