Newer Version Available

This content describes an older version of this product. View Latest

Borrower Declaration Output

Represents financial issues like foreclosure, lawsuits, or defaults of the applicant or co-applicant.
Property Name Type Description Filter Group and Version Available Version
bankruptcyType String Bankruptcy type or types (if applicable). Small, 48.0 48.0
borrowedAmount Double Amount of money borrowed for loan application transaction. Small, 48.0 48.0
createdById String ID of the user who created this record. Small, 48.0 48.0
createdDate String Date and time when this record was created. Small, 48.0 48.0
extendedFields Extended Fields Output[] Custom fields related to the financial transaction. Big, 48.0 48.0
externalId String Identifier assigned to imported declaration data by external data source (if applicable). Small, 48.0 48.0
hasBorrowedMoney Boolean Indicates whether borrower is borrowing money for loan application transaction. Small, 48.0 48.0
hasCoSignerUndisclosedDebt Boolean Indicates whether borrower is co-signer or guarantor on debt or loan that's not disclosed on loan application. Small, 48.0 48.0
hasDeclaredBankruptcy Boolean Indicates whether borrower declared bankruptcy within the past seven years. Small, 48.0 48.0
hasDeedSurrender Boolean Indicates whether borrower conveyed title to a property in lieu of foreclosure in past seven years. Small, 48.0 48.0
hasOutstandingJudgement Boolean Indicates whether there are one or more outstanding judgments against the borrower. Small, 48.0 48.0
hasOwnershipInterest Boolean Indicates whether borrower had ownership interest in a property in the last ree years. Small, 48.0 48.0
hasPastShortSale Boolean Indicates whether borrower sold a property to a third party where lender agreed to accept amount less than total outstanding mortgage balance due within past ven years. Small, 48.0 48.0
hasPropertyForeclosed Boolean Indicates whether borrower had property foreclosed upon in last ven years. Small, 48.0 48.0
hasUndisclosedAddCreditApp Boolean Indicates whether, on or before closing, borrower applied for new undisclosed credit like a credit card or installment loan. Small, 48.0 48.0
hasUndisclosedOtherPropLoan Boolean Indicates whether, on or before closing, borrower applied for an undisclosed mortgage loan on a property other than the application property. Small, 48.0 48.0
id String ID of the borrower declaration. Small, 48.0 48.0
isDeleted Boolean Indicates whether the declaration record is deleted. Small, 48.0 48.0
isPartyToLawsuit Boolean Indicates whether borrower is party to lawsuit with potential personal financial liability. Small, 48.0 48.0
isPresentlyDelinquent Boolean Indicates whether borrower is currently delinquent or in default on any federal debt or other loan, mortgage, financial obligation, bond, or loan guarantee. Small, 48.0 48.0
isPrimaryResidence Boolean Indicates whether property is to be borrower's primary residence. Small, 48.0 48.0
isRelatedToSeller Boolean Indicates whether borrower has family or business relationship with seller of property (for purchase transaction). Small, 48.0 48.0
isSubjectToPriorityLien Boolean Indicates whether application property is to have a priority clean energy lien like Property Assessed Clean Energy Program financing that takes priority over the first mortgage lien. Small, 48.0 48.0
lastModifiedById String ID of the user who last modified this record. Small, 48.0 48.0
lastModifiedDate String Date and time when a user last modified this record. Small, 48.0 48.0
lastReferencedDate String Date and time when a user last referenced this record. Small, 48.0 48.0
lastViewedDate String Date and time when a user last viewed this record. Small, 48.0 48.0
loanApplicantId String ID of the loan applicant record. Small, 48.0 48.0
loanApplicationId String ID of the loan application record. Small, 48.0 48.0
name String Name of the declaration. Small, 48.0 48.0
ownerId String ID of the user who owns the record. Small, 48.0 48.0
priorPropertyTitleType String Identifies how borrower held title in the ownership interest property. Small, 48.0 48.0
priorPropertyUsageType String Identifies type of property borrower held ownership interest in. Small, 48.0 48.0
systemModstamp String Date and time when a user or automated process (such as a trigger) last modified this record. Small, 48.0 48.0