Borrower Declaration Output

Represents financial issues like foreclosure, lawsuits, or defaults of the applicant or co-applicant.

Property NameTypeDescriptionFilter Group and VersionAvailable Version
bankruptcyTypeStringBankruptcy type or types (if applicable).Small, 48.048.0
borrowedAmountDoubleAmount of money borrowed for loan application transaction.Small, 48.048.0
createdByIdStringID of the user who created this record.Small, 48.048.0
createdDateStringDate and time when this record was created.Small, 48.048.0
extendedFieldsExtended Fields Output[]Custom fields related to the financial transaction.Big, 48.048.0
externalIdStringIdentifier assigned to imported declaration data by external data source (if applicable).Small, 48.048.0
hasBorrowedMoneyBooleanIndicates whether borrower is borrowing money for loan application transaction.Small, 48.048.0
hasCoSignerUndisclosedDebtBooleanIndicates whether borrower is co-signer or guarantor on debt or loan that’s not disclosed on loan application.Small, 48.048.0
hasDeclaredBankruptcyBooleanIndicates whether borrower declared bankruptcy within the past seven years.Small, 48.048.0
hasDeedSurrenderBooleanIndicates whether borrower conveyed title to a property in lieu of foreclosure in past seven years.Small, 48.048.0
hasOutstandingJudgementBooleanIndicates whether there are one or more outstanding judgments against the borrower.Small, 48.048.0
hasOwnershipInterestBooleanIndicates whether borrower had ownership interest in a property in the last ree years.Small, 48.048.0
hasPastShortSaleBooleanIndicates whether borrower sold a property to a third party where lender agreed to accept amount less than total outstanding mortgage balance due within past ven years.Small, 48.048.0
hasPropertyForeclosedBooleanIndicates whether borrower had property foreclosed upon in last ven years.Small, 48.048.0
hasUndisclosedAddCreditAppBooleanIndicates whether, on or before closing, borrower applied for new undisclosed credit like a credit card or installment loan.Small, 48.048.0
hasUndisclosedOtherPropLoanBooleanIndicates whether, on or before closing, borrower applied for an undisclosed mortgage loan on a property other than the application property.Small, 48.048.0
idStringID of the borrower declaration.Small, 48.048.0
isDeletedBooleanIndicates whether the declaration record is deleted.Small, 48.048.0
isPartyToLawsuitBooleanIndicates whether borrower is party to lawsuit with potential personal financial liability.Small, 48.048.0
isPresentlyDelinquentBooleanIndicates whether borrower is currently delinquent or in default on any federal debt or other loan, mortgage, financial obligation, bond, or loan guarantee.Small, 48.048.0
isPrimaryResidenceBooleanIndicates whether property is to be borrower’s primary residence.Small, 48.048.0
isRelatedToSellerBooleanIndicates whether borrower has family or business relationship with seller of property (for purchase transaction).Small, 48.048.0
isSubjectToPriorityLienBooleanIndicates whether application property is to have a priority clean energy lien like Property Assessed Clean Energy Program financing that takes priority over the first mortgage lien.Small, 48.048.0
lastModifiedByIdStringID of the user who last modified this record.Small, 48.048.0
lastModifiedDateStringDate and time when a user last modified this record.Small, 48.048.0
lastReferencedDateStringDate and time when a user last referenced this record.Small, 48.048.0
lastViewedDateStringDate and time when a user last viewed this record.Small, 48.048.0
loanApplicantIdStringID of the loan applicant record.Small, 48.048.0
loanApplicationIdStringID of the loan application record.Small, 48.048.0
nameStringName of the declaration.Small, 48.048.0
ownerIdStringID of the user who owns the record.Small, 48.048.0
priorPropertyTitleTypeStringIdentifies how borrower held title in the ownership interest property.Small, 48.048.0
priorPropertyUsageTypeStringIdentifies type of property borrower held ownership interest in.Small, 48.048.0
systemModstampStringDate and time when a user or automated process (such as a trigger) last modified this record.Small, 48.048.0