Borrower Declaration Input

Input representation for Borrower declarations

Root XML tag

<declarations>

JSON Example

1{
2  "declarations": [
3    {
4      "bankruptcyType": "Chapter 11",
5      "borrowedAmount": 20000,
6      "extendedFields": [],
7      "externalId": "be71c372-8290-44dc-bb73-6f6d1ce7e9a9",
8      "hasBorrowedMoney": true,
9      "hasCoSignerUndisclosedDebt": true,
10      "hasDeclaredBankruptcy": true,
11      "hasDeedSurrender": true,
12      "hasOutstandingJudgement": true,
13      "hasOwnershipInterest": true,
14      "hasPastShortSale": true,
15      "hasPropertyForeclosed": true,
16      "hasUndisclosedAddCreditApp": true,
17      "hasUndisclosedOtherPropLoan": true,
18      "isPartyToLawsuit": true,
19      "isPresentlyDelinquent": true,
20      "isPrimaryResidence": true,
21      "isRelatedToSeller": true,
22      "name": "Decl1",
23      "priorPropertyTitleType": "Yourself",
24      "priorPropertyUsageType": "Secondary Residence"
25    }
26  ]
27}

Properties

Name	Type	Description	Required or Optional	Available Version
`bankruptcyType`	String	Bankruptcy type or types (if applicable).	Optional	48.0
`borrowedAmount`	Double	Amount of money borrowed for loan application transaction.	Optional	48.0
`extendedFields`	Extended Fields Input[]	Custom fields related to the declaration.	Optional	48.0
`externalId`	String	Identifier assigned to imported financial data by external data source (if applicable).	Optional	48.0
`hasBorrowedMoney`	Boolean	Indicates whether borrower is borrowing money for loan application transaction.	Optional	48.0
`hasCoSignerUndisclosedDebt`	Boolean	Indicates whether borrower is co-signer or guarantor on debt or loan that’s not disclosed on loan application.	Optional	48.0
`hasDeclaredBankruptcy`	Boolean	Indicates whether borrower declared bankruptcy within the past seven years.	Optional	48.0
`hasDeedSurrender`	Boolean	Indicates whether borrower conveyed title to a property in lieu of foreclosure in past seven years.	Optional	48.0
`hasOutstandingJudgement`	Boolean	Indicates whether there are one or more outstanding judgments against the borrower.	Optional	48.0
`hasOwnershipInterest`	Boolean	Indicates whether borrower had ownership interest in a property in the last three years.	Optional	48.0
`hasPastShortSale`	Boolean	Indicates whether borrower sold a property to a third party where lender agreed to accept amount less than total outstanding mortgage balance due within past seven years.	Optional	48.0
`hasPropertyForeclosed`	Boolean	Indicates whether borrower had property foreclosed upon in last seven years.	Optional	48.0
`hasUndisclosedAddCreditApp`	Boolean	Indicates whether, on or before closing, borrower applied for new undisclosed credit like a credit card or installment loan.	Optional	48.0
`hasUndisclosedOtherPropLoan`	Boolean	Indicates whether, on or before closing, borrower applied for an undisclosed mortgage loan on a property other than the application property.	Optional	48.0
`id`	String	ID of the borrower declaration.	Optional	48.0
`isPartyToLawsuit`	Boolean	Indicates whether borrower is party to lawsuit with potential personal financial liability.	Optional	48.0
`isPresentlyDelinquent`	Boolean	Indicates whether borrower is currently delinquent or in default on any federal debt or other loan, mortgage, financial obligation, bond, or loan guarantee.	Optional	48.0
`isPrimaryResidence`	Boolean	Indicates whether property to be borrower’s primary residence.	Optional	48.0
`isRelatedToSeller`	Boolean	Indicates whether borrower has family or business relationship with seller of property (for purchase transaction).	Optional	48.0
`isSubjectToPriorityLien`	Boolean	Indicates whether application property is to have a priority clean energy lien like Property Assessed Clean Energy Program financing that takes priority over the first mortgage lien.	Optional	48.0
`name`	String	Name of the declaration.	Optional	48.0
`priorPropertyTitleType`	String	Identifies how borrower held title in the ownership interest property.	Optional	48.0
`priorPropertyUsageType`	String	Identifies type of property borrower held ownership interest in.	Optional	48.0