LoanApplicantDeclaration

Represents financial issues like foreclosure, lawsuits, or defaults of the applicant or co-applicant. This object is available in API version 47.0 and later.

Supported Calls

create(), delete(), describeLayout(), describeSObjects(), getDeleted(), getUpdated(), query(), retrieve(), search(), undelete(), update(), upsert()

Fields

BankruptcyType

  • Type: multipicklist
  • Properties: Create, Filter, Nillable, Update
  • Description: Bankruptcy type or types (if applicable).
  • Possible values:
    • Chapter 11
    • Chapter 12
    • Chapter 13
    • Chapter 7

BorrowedAmount

  • Type: currency
  • Properties: Create, Filter, Nillable, Sort, Update
  • Description: Amount of money borrowed for loan application transaction.

DeclarationExtIdentifier

  • Type: string
  • Properties: Create, Filter, Group, idLookup, Nillable, Sort, Update
  • Description: ID that uniquely identifies imported data in an external data source (if applicable). This field is unique within your organization.

HasBorrowedMoney

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower is borrowing money for loan application transaction.

HasDeclaredBankruptcy

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower declared bankruptcy within the past seven years.

HasDeedSurrender

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower conveyed title to a property in lieu of foreclosure in past 7 years.

HasOutstandingJudgement

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether there are one or more outstanding judgments against the borrower.

HasOwnershipInterest

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower had ownership interest in a property in the last 3 years.

HasPastShortSale

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower sold a property to a third party where lender agreed to accept amount less than total outstanding mortgage balance due within past 7 years.

HasPropertyForeclosed

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower had property foreclosed upon in last 7 years.

HasUndisclAddlCreditApp

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether, on or before closing, borrower applied for new undisclosed credit like a credit card or installment loan.

HasUndisclAddlPropApp

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether, on or before closing, borrower applied for an undisclosed mortgage loan on a property other than the application property.

IsCoSignerUndisclDebt

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower is co-signer or guarantor on debt or loan that's not disclosed on loan application.

IsPartyToLawsuit

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower is party to lawsuit with potential personal financial liability.

IsPresentlyDelinquent

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower is currently delinquent or in default on any federal debt or other loan, mortgage, financial obligation, bond, or loan guarantee.

IsPrimaryResidence

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether property to be borrower's primary residence.

IsRelatedToSeller

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether borrower has family or business relationship with seller of property (for purchase transaction).

IsSubjectToPriorityLien

  • Type: boolean
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: Indicates whether application property is to have a priority clean energy lien like Property Assessed Clean Energy Program financing that takes priority over the first mortgage lien.

LastReferencedDate

  • Type: dateTime
  • Properties: Filter, Nillable, Sort
  • Description: The timestamp for when the current user last viewed a record related to this record.

LastViewedDate

  • Type: dateTime
  • Properties: Filter, Nillable, Sort
  • Description: The timestamp for when the current user last viewed this record. If this value is null, it’s possible that this record was referenced (LastReferencedDate) and not viewed.

LoanApplicantId

  • Type: reference
  • Properties: Create, Filter, Group, Sort
  • Description: ID of the borrower making these declarations.

LoanApplicationId

  • Type: reference
  • Properties: Create, Filter, Group, Nillable, Sort, Update
  • Description: ID of the loan application associated with these declarations.

Name

  • Type: string
  • Properties: Create, Filter, Group, idLookup, Sort, Update
  • Description: Name of the loan application declaration.

OwnerId

  • Type: reference
  • Properties: Create, Defaulted on create, Filter, Group, Sort, Update
  • Description: ID of the user who owns this record.

PriorPropertyTitleType

  • Type: picklist
  • Properties: Create, Filter, Group, Nillable, Sort, Update
  • Description: Identifies how borrower held title in the ownership interest property.
  • Possible values:
    • Joint With Other Than Spouse
    • Joint With Spouse
    • Yourself

PriorPropertyUsageType

  • Type: picklist
  • Properties: Create, Filter, Group, Nillable, Sort, Update
  • Description: Identifies type of property borrower held ownership interest in.
  • Possible values:
    • Investment Property
    • Primary Residence
    • Second Home
    • Secondary Residence

Associated Objects

This object has the following associated objects. Unless noted, they are available in the same API version as this object.

LoanApplicantDeclarationChangeEvent
Change events are available for the object.
LoanApplicantDeclarationFeed
Feed tracking is available for the object.
LoanApplicantDeclarationHistory
History is available for tracked fields of the object.
LoanApplicantDeclarationOwnerSharingRule
Sharing rules are available for the object.
LoanApplicantDeclarationShare
Sharing is available for the object.