ResidentialLoanApplication

AccountId

• Type: reference
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: The ID of the account related to the loan application.

AmortizationTerm

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Duration of the loan in months.

AmortizationType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Amortization type for the loan.
• Possible values:
  • Adjustable Rate
  • Fixed Rate
  • Other

ApplicationExtIdentifier

• Type: string
• Properties: Create, Filter, Group, idLookup, Nillable, Sort, Update
• Description: ID that uniquely identifies imported data in an external data source (if applicable).

BalloonTermMonths

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Number of months during which the cumulative loan must be repaid.

EstateHoldType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Lender's lien is on both land and structure (fee simple) or just structure (leasehold).
• Possible values:
  • Fee Simple
  • Leasehold

HasOtherLoanFeature

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan has other amortization feature.

HasPrepaymentPenalty

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether penalty is incurred if borrower pays off loan balance before the loan term expires.

ImprovementCost

• Type: currency
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Construction costs for a construction loan or home improvement costs for a renovation loan.

InitialBuydownRate

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Initial lesser interest rate for the loan.

IntOnlyTermMonthCount

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Number of months that loan payments are interest only.

InterestRate

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Interest rate for the loan.

IsBalloon

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether borrower is applying for a balloon payment mortgage.

IsBorrowerCommPropState

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether at least one borrower lives in a community property state.

IsConstructionConversion

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan proceeds to provide permanent financing replacing interim construction financing.

IsContractConversion

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan proceeds is to pay off balance due on a contract for deed or land contract.

IsEnergyRelImprovement

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan is to finance energy-related improvements.

IsInterestOnly

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether borrower is applying for an interest-only mortgage.

IsNegativeAmortization

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan allows for negative amortization where shortfalls in interest payments are added to the outstanding loan balance.

IsPropertyCommPropState

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether property is located in a community property state.

IsRenovation

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether loan proceeds to finance cost of renovations to the property, and renovation value is included in the property's appraised value.

IsSingleClosing

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether construction and permanent loans have a single combined closing. Once construction is complete, the loan converts to a traditional mortgage.

IsSubjectToPriorityLien

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether property is currently subject to an energy-related lien that could take priority over the first mortgage lien.

IsTempIntRateBuydown

• Type: boolean
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: Indicates whether borrower is applying for loan with an initially reduced interest payment in exchange for an up-front cash deposit.

LastReferencedDate

• Type: dateTime
• Properties: Filter, Nillable, Sort
• Description: The timestamp for when the current user last viewed a record related to this record.

LastViewedDate

• Type: dateTime
• Properties: Filter, Nillable, Sort
• Description: The timestamp for when the current user last viewed this record. If this value is null, it’s possible that this record was referenced (LastReferencedDate) and not viewed.

LeaseHoldExpirationDate

• Type: dateTime
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Date when leasehold expires if land is leased.

LoanPurpose

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Restricted picklist, Sort, Update
• Description: What the borrower will use the loan for.
• Possible values:
  • Other
  • Purchase
  • Refinance

LotAcquiredDate

• Type: dateTime
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Date the property or land was purchased.

LotOriginalCost

• Type: currency
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Original property cost (refinance) or original land cost (construction).

MonthsBeforeFirstAdj

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Number of months before the first rate adjustment for an adjustable rate loan.

MonthsBetweenAdjustments

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Number of months between subsequent rate adjustments for an adjustable rate loan.

MortgageLienType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Type of mortgage lien associated with this loan application.
• Possible values:
  • First Lien
  • Subordinate Lien

MortgageProgramType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Restricted picklist, Sort, Update
• Description: Type of mortgage program applied for.
• Possible values:
  • Conventional
  • FHA
  • Other
  • USDARuralHousingService
  • VA

Name

• Type: string
• Properties: Create, Filter, Group, idLookup, Sort, Update
• Description: Name of the residential loan application.

NativeLandTenure

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Property is located on an area reserved by or for an Indian land, village, or tribe to live on and use.
• Possible values:
  • Alaska Native Corporation Land
  • Fee Simple (On a Reservation)
  • Individual Trust Land (Allotted/Restricted)
  • Tribal Trust Land (Off Reservation)
  • Tribal Trust Land (On a Reservation)

OpportunityId

• Type: reference
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: The ID of the opportunity associated with the loan application.

OtherAmortizationType

• Type: string
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Description of other amortization type for government loans.

OtherLoanFeature

• Type: string
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Description of other loan amortization feature.

OtherLoanPurpose

• Type: string
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: What the borrower will use the loan for if other was specified.

OtherMortgageProgramType

• Type: string
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Description of the other mortgage type.

OtherRefinanceProgType

• Type: string
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Refinance program name if other was specified.

OwnerId

• Type: reference
• Properties: Create, Defaulted on create, Filter, Group, Sort, Update
• Description: ID of the user who owns this record.

PrepayPenaltyTermMonth

• Type: double
• Properties: Create, Filter, Nillable, Sort, Update
• Description: Number of months during which borrower incurs a penalty for early payoff of the loan balance.

ProjectType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Specifies the type of project that the property belongs to.
• Possible values:
  • Condominium
  • Cooperative
  • Planned Unit Development(PUD)
  • Property is not located in a project

RefinanceProgramType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: The applicable refinance program type based on the investor, guarantor, or lender guidelines.
• Possible values:
  • Full Documentation
  • Interest Rate Reduction
  • Other
  • Streamlined without Appraisal

RefinanceType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Refinance loan type.
• Possible values:
  • Cash Out
  • Limited Cash Out
  • No Cash Out

Status

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Indicates the current status of the loan application.
• Possible values:
  • Completed
  • New
  • Pending

TitleType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Way the borrower or borrowers take title for the loan.
• Possible values:
  • Joint Tenancy with Right of Survivorship
  • Life Estate
  • Other
  • Sole Ownership
  • Tenancy by the Entirety
  • Tenancy in Common

TotalFinLiabilityMonthlyAmt

• Type: currency
• Properties: Filter, Nillable, Sort
• Description: Total monthly amount of borrowers' outstanding financial liabilities payments excluding real estate.

TotalFinancialAssetAmount

• Type: currency
• Properties: Filter, Nillable, Sort
• Description: Total amount of borrowers' financial account assets excluding real estate.

TotalOtherAssetAmount

• Type: currency
• Properties: Filter, Nillable, Sort
• Description: Total amount of borrowers' other assets excluding real estate.

TotalOtherFinLiabilityMonthlyAmt

• Type: currency
• Properties: Filter, Nillable, Sort
• Description: Total monthly amount of borrowers' other monthly liability and expense payments excluding real estate.

TrustTitleType

• Type: picklist
• Properties: Create, Filter, Group, Nillable, Sort, Update
• Description: Title to be held in a living trust or a land trust.
• Possible values:
  • Title Will be Held by a Land Trust
  • Title Will be Held by an Inter Vivos (Living) Trust

This object has the following associated objects. Unless noted, they are available in the same API version as this object.

ResidentialLoanApplicationFeed

Feed tracking is available for the object.

ResidentialLoanApplicationHistory

History is available for tracked fields of the object.

ResidentialLoanApplicationOwnerSharingRule

Sharing rules are available for the object.

ResidentialLoanApplicationShare

Sharing is available for the object.